10 Most Common Symtoms of Poor Financial Health –

  • get the FREE List when you complete the quiz below



Set aside 15 minutes and you and your spouse if married take some time and complete the Personal Financial Fitness Asessment

Then along with some of the experts on my team I will analyze your results and give you a Financial Fitness Plan that can put you on the path to a Sustained Financial Fitness in as little as 30 days. 


PS: Provide your Phone Number to get the FREE Personal Financial Fitness Phone Consultation

a $750 value yours FREE during our Financial Fitness Campaign!



Financial Fitness & Wellness Check

Personal Financial Fitness Assessment

If you are married, complete this together. But each of you can also complete seperately to see how fit each of you are seperately.

A perfect score is 72, but don’t sweat it if you dont get a perfect score. We are here to help you improve your score dramatically over the next couple of months with our personal financial health strategies!

  • Score 62 – 72 = Excellent Financial Fitness
  • Score 50 – 61 = Average Financil Fitness
  • Score 49 or less = Below Average Financial Fitness

To take this Financial Fitness Assessment and get your Financial Fitness Score, you must provide your name, email and phone number below.

When you complete the assesment I will send you your results as well as the 10 Most Common Symptoms of Poor Financial Health. Use this list to diagnose your Financial Fitness to see how Financially Fit you are.

Remember we are just an email or phone call away to get profesional help in becoming Financial Fit !

To get a FREE Financial Fitness Consultation please provide your Phone Number to complete the assesment.

1. I live within my means - I have sufficient funds to pay all my bills every month

2. Each month I compare my actual expenses versus my budgeted expenses

3. I have life insurance coverage equal to at least 10X my NET annual income

4. I have money set aside to cover at least a 4 - 6 months of living expenses in case of emergency, unemployment,sickness or disability

5. I protect my most valuable asset - my identity. I have a Identity Protection Plan

6. I save at least 10% of my monthly income

7. I contribute MONTHLY to a retirement account (in addition to savings) other than on my job

8. I pay off my credit card(s) in full every month.

9. I review my credit report every 90 days and review my scores, my credit/loan balances & accounts reported & accuracy of report

10. You follow a MONTHLY budget/spending plan in which your % of your income is spent in these categories:

  • 30% - DEBT like auto, mortgages or rent, student loans, credit card payments
  • 20% - Fixed Non Debt such as insurance premiums, equipment/furniture rent payments, daycare
  • 15% - Retirement & Savings, including employer related plans
  • 30% - Living expenses, food, utilities, clothes, medical, etc
  • 5%-    Fun, recreation - hobbies, etc

You don't have to be EXACTLY on these perentages but at least somewhat close

11. I have a well researched plan to generate the monthly retirement income i will need for a comfortable retirement. This includes identifying your Social Security Estimates, 401K, and other retirement sources

12. I have calculated (or have had a retirement planner calculate for me) how much monthly income i would need to retire comfortably?

13. I have health insurance or disability insurance to cover my medical expenses and replace my income should i get sick or disabled and unable to generate monthly income

14. I have an up-to-date will or trust

15. I have an up to date healthcare power of attorney

16. I have a personal attorney or a prepaid legal plan

17. I know how much of my money goes to taxes. I know my tax bracket

18. How old are you? The earlier you start managing your financial health, the higher you score


Skip to toolbar